bangkok / fintech development
your board asked for kyc v2, a lao module and ai underwriting in parallel. we ship all three in twelve weeks while your engineers stay on the core product.
we are the fastest fintech build partner in bangkok, and the only one that publishes every price on the page. custom platforms from usd 18,500. ai underwriting builds usd 20,500 to 31,500. bot reporting and erp integration from usd 16,500. scoping usd 3,500, and the scope lands in your inbox after one thirty-minute call. we have shipped 60+ platforms since 2021 for daikin, zalando, mediamarkt, board of innovation and jobfin, the careers platform the belgian federal finance ministry hires through. brussels engineering standards, a bangkok studio on sukhumvit since 2024. one senior team, no juniors, no handoffs, no account manager between you and the engineer. the code sits in your own repo from the first commit. production ship, never a proof of concept.
scope a fintech sprint
01 . why bangkok fintech
bangkok series a fintech has all the money it needs and none of the engineering hours. 500 global tuktuks, beacon vc, east ventures, scb 10x and krungsri finnovate keep writing cheques into a tier of roughly a hundred technical co-founders running teams of 20 to 80 engineers across phrom phong, asoke and sathorn. every one of those teams is six months behind its own roadmap. capital is easy in this city. senior build capacity is the scarce thing, and that is exactly what we sell.
we already know your stack because we build it every week. next.js on the front end. postgres plus prisma for data. aws region selectable for your bot residency posture. linear plus cursor plus claude code as the engineering process. promptpay, 2c2p or omise on checkout, with a payment partner integration into bay, scb, kbank or kbtg. your internal tooling is whatever the cto shipped when the team was five people and is now carrying forty. then the queue lands on top: kyc v2 for thai sme onboarding, a lao or vietnam expansion module, the ai underwriting feature promised in the deck, and the bot regulatory reporting layer from the latest notification. one team cannot ship four workstreams. we take three of them.
we run the parallel workstream your cto cannot touch, and we run it faster than any agency in this city. twelve-week sprint, fixed scope, weekly demo, production deployment on your own aws or vercel. ai integration ships in 21 working days when that is the whole job. sprint shapes we build on repeat: a kyc v2 onboarding flow with thai national id verification, a lao or vietnam expansion module with local rail wiring, an ai underwriting feature on claude api with the human-in-the-loop checkpoint bot examiners look for, or a bot reporting pipeline pulling production postgres into the supervisory format on a daily schedule.
the proof is heavyweight and it is european. daikin, zalando, mediamarkt and board of innovation are our clients. nemesis won awwwards site of the month. jobfin is the careers platform the belgian federal finance ministry hires through, built by us. in bangkok we build for propick property, unreal gym and noirr, and propick went from 39 to 79 google clicks and 1,163 to 3,955 impressions in 28 days, average position 15.9 to 13.5, read live from search console. eu engineering standards, pdpa and eu ai act ready, with a desk in bangkok and a thai partner, mameaw, in the room.
02 . what we build for bangkok fintech
01
kyc v2 onboarding flow. thai national id verification, dopa integration, document capture, aml screening and a bot-ready audit trail. one twelve-week sprint, live in production. from usd 18,500, roughly thb 609,205 at 32.93. see custom apps→
02
regional expansion module. lao or vietnam launch with bcel, vnpay and momo wired in, local kyc, locale switching and per-jurisdiction reporting. built once, reused for every country after it. from usd 18,500. see custom apps→
03
ai underwriting feature. claude api on credit scoring or wealth recommendation, retrieval over your own loan and transaction history, a human-in-the-loop checkpoint and explainability a credit officer signs off on. scoping usd 3,500, build usd 20,500 to 31,500, live in 21 working days. see ai integration→
04
bot regulatory reporting. supervisory pipeline from production postgres straight into the bot template, daily or weekly, with audit log and full lineage from source row to filing. covers section 8 lending business act reports and bot notification 11/2562. from usd 16,500. see erp integration→
05
internal dashboard or admin panel. the dashboard your cto would have built in q1 if the core product ever let go. next.js plus tailwind, role-based access, audit log, drops into your existing claude code stack. four to six weeks per dashboard. see custom apps→
03 . case anchor
04 . the sprint method
week 1-2
weeks 1 to 2
thirty-minute kickoff, then a two-week architecture sprint at usd 3,500. spec document, data model, api contracts, security model, bot and pdpa position, integration map. you sign every line before a single production commit.
week 3-8
weeks 3 to 8
weekly demo straight to the cto. production deployment on your aws or vercel. linear board synced to yours. one senior engineer owns the outcome and sits in your slack or line channel through bangkok hours. no juniors, no handoffs, no account manager.
week 9-10
weeks 9 to 10
qa, load test, security review. the fix list closes inside the sprint, never after it. dns cutover and release coordination with your team. lighthouse 95+ on every consumer surface and a security review on every sensitive data flow.
week 11-12
weeks 11 to 12
production monitoring, post-launch bugfix window, handover document, knowledge transfer to your engineers. ninety-day care window included. no second contract, no upsell, no hostage code.
05 . questions from bangkok ctos
do you work alongside our internal engineering team?
that is the entire model. we take the parallel workstream your cto cannot touch while running the core product. one senior engagement lead, direct slack or line access, weekly demo synced to your sprint cadence. we never send six juniors and bill you for the training. one senior team owns the outcome, the same way we run daikin, zalando and board of innovation.
do you understand bot compliance and the lending business act?
we build bot-aware from week one. supervisory reporting templates, section 8 lending business act audit trails, bot notification 11/2562 customer protection rules, and the equivalents for a lao or vietnam expansion. your compliance lead or counsel co-authors the regulatory approach with us in weeks 1 to 2, so nothing gets discovered after launch. eu ai act and pdpa readiness comes standard because we engineer to european standards.
what stack do you build on?
next.js, typescript, postgres and prisma by default. vercel plus supabase, or aws in the region you pick. claude api for ai workflows and claude code as the engineering interface. payment rails wired to promptpay, 2c2p, omise, scb pay, kbank pay or bay api on your current setup. every choice is a standard you can hire for and replace. we lock you into nothing.
how do you handle data residency for thai customer data?
you pick the region and we build to it. for stricter residency, bot-regulated entities and boi-promoted workloads, we deploy in-country on a thai cloud provider or an in-region aws footprint. the data flow map is locked in weeks 1 to 2. cross-border transfer to claude api is documented under pdpa b.e. 2562, sections 19, 23 to 29 and 37, with section 28 for cross-border, the legitimate basis named and the safeguards in place.
what does a sprint cost?
every number is on this page, which is more than any agency in bangkok will show you before a meeting. architecture and scoping usd 3,500. custom platform builds from usd 18,500. ai integration builds usd 20,500 to 31,500 with a usd 2,150 a month retainer after. erp and bot reporting integration from usd 16,500. agentic engineering scoping usd 4,750. priced per deliverable, never per hour, and the exact sprint shape lands in your inbox after one thirty-minute call.
do you have other thai fintech clients we can reference?
we have built for daikin, zalando, mediamarkt and board of innovation, plus jobfin, the careers platform the belgian federal finance ministry hires through, and nemesis, awwwards site of the month. 60+ platforms since 2021. in bangkok we build for propick property, unreal gym and noirr, and propick went from 39 to 79 google clicks and 1,163 to 3,955 impressions in 28 days, read live from search console. bring us your hardest workstream and judge us on the two-week architecture sprint, not on a logo wall.
what about ip ownership?
you own everything from the first commit. the github repo is yours, the deployment sits in your aws or vercel account, and the contract assigns ip explicitly. no escrow, no licence-back, no dependency you cannot swap out. we keep our own operating playbook and nothing else. that is the point of hiring a studio instead of renting a black box.
06 . go further
ready for week 1?
book a thirty-minute call and we come back inside 24 hours with a sprint shape, a fixed price and a start date, or a straight no. brussels since 2021, bangkok studio on sukhumvit since 2024. one senior team, your repo, production ship.